/* ============================================
   Kardactivate — Premium Navy Banking Theme
   ============================================ */

/* === Google Fonts === */
@import url('https://fonts.googleapis.com/css2?family=Inter:wght@300;400;500;600;700;800&family=Outfit:wght@400;500;600;700;800&display=swap');

/* === CSS Variables / Design Tokens === */
:root {
  /* Primary Navy Palette */
  --navy-900: #050d1a;
  --navy-800: #0a1628;
  --navy-700: #0f1f3a;
  --navy-600: #1a2d52;
  --navy-500: #243b6a;
  --navy-400: #2e4f8a;
  --navy-300: #3d6ab5;
  --navy-200: #6b9cd6;
  --navy-100: #a8c8ef;
  --navy-50: #dce8f7;

  /* Gold Accent */
  --gold-500: #c8a55a;
  --gold-400: #d4b46a;
  --gold-300: #e8c874;
  --gold-200: #f0d98e;
  --gold-100: #f7e8b5;
  --gold-glow: rgba(200, 165, 90, 0.3);

  /* Semantic Colors */
  --success: #22c55e;
  --warning: #f59e0b;
  --error: #ef4444;
  --info: #3b82f6;

  /* Surfaces */
  --bg-primary: var(--navy-900);
  --bg-secondary: var(--navy-800);
  --bg-card: rgba(15, 31, 58, 0.7);
  --bg-glass: rgba(26, 45, 82, 0.4);
  --bg-input: rgba(10, 22, 40, 0.8);

  /* Text */
  --text-primary: #f0f4f8;
  --text-secondary: #a8b8cf;
  --text-muted: #6b7d96;
  --text-gold: var(--gold-400);

  /* Borders */
  --border-subtle: rgba(255, 255, 255, 0.06);
  --border-light: rgba(255, 255, 255, 0.1);
  --border-gold: rgba(200, 165, 90, 0.3);

  /* Shadows */
  --shadow-sm: 0 2px 8px rgba(0, 0, 0, 0.2);
  --shadow-md: 0 4px 16px rgba(0, 0, 0, 0.3);
  --shadow-lg: 0 8px 32px rgba(0, 0, 0, 0.4);
  --shadow-gold: 0 4px 20px rgba(200, 165, 90, 0.15);
  --shadow-glow: 0 0 40px rgba(200, 165, 90, 0.1);

  /* Spacing */
  --space-xs: 0.25rem;
  --space-sm: 0.5rem;
  --space-md: 1rem;
  --space-lg: 1.5rem;
  --space-xl: 2rem;
  --space-2xl: 3rem;
  --space-3xl: 4rem;
  --space-4xl: 6rem;

  /* Border Radius */
  --radius-sm: 6px;
  --radius-md: 10px;
  --radius-lg: 16px;
  --radius-xl: 24px;
  --radius-full: 50%;

  /* Transitions */
  --transition-fast: 0.15s ease;
  --transition-base: 0.3s ease;
  --transition-slow: 0.5s ease;
  --transition-spring: 0.4s cubic-bezier(0.34, 1.56, 0.64, 1);

  /* Font */
  --font-heading: 'Outfit', sans-serif;
  --font-body: 'Inter', sans-serif;
}

/* === Reset & Base === */
*,
*::before,
*::after {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
  font-size: 16px;
}

body {
  font-family: var(--font-body);
  background: var(--bg-primary);
  color: var(--text-primary);
  line-height: 1.6;
  min-height: 100vh;
  overflow-x: hidden;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

/* Background pattern */
body::before {
  content: '';
  position: fixed;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background:
    radial-gradient(ellipse at 20% 0%, rgba(36, 59, 106, 0.4) 0%, transparent 50%),
    radial-gradient(ellipse at 80% 100%, rgba(200, 165, 90, 0.08) 0%, transparent 50%),
    radial-gradient(ellipse at 50% 50%, rgba(10, 22, 40, 0.5) 0%, transparent 80%);
  pointer-events: none;
  z-index: 0;
}

a {
  color: var(--gold-400);
  text-decoration: none;
  transition: color var(--transition-fast);
}

a:hover {
  color: var(--gold-300);
}

img {
  max-width: 100%;
  display: block;
}

h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-heading);
  font-weight: 700;
  line-height: 1.2;
  color: var(--text-primary);
}

/* === NAVBAR === */
.navbar {
  position: fixed;
  top: 0;
  left: 0;
  width: 100%;
  z-index: 1000;
  padding: var(--space-md) 0;
  background: rgba(5, 13, 26, 0.85);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  border-bottom: 1px solid var(--border-subtle);
  transition: all var(--transition-base);
}

.navbar.scrolled {
  padding: var(--space-sm) 0;
  background: rgba(5, 13, 26, 0.95);
  box-shadow: var(--shadow-md);
}

.navbar .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.navbar-brand {
  display: flex;
  align-items: center;
  gap: var(--space-sm);
  font-family: var(--font-heading);
  font-weight: 800;
  font-size: 1.35rem;
  color: var(--text-primary);
  text-decoration: none;
  letter-spacing: -0.02em;
}

.navbar-brand .brand-icon {
  width: 36px;
  height: 36px;
  background: linear-gradient(135deg, var(--gold-500), var(--gold-300));
  border-radius: var(--radius-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.1rem;
  color: var(--navy-900);
  box-shadow: var(--shadow-gold);
}

.navbar-brand span {
  background: linear-gradient(135deg, var(--text-primary), var(--gold-400));
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

.nav-menu {
  display: flex;
  align-items: center;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: var(--space-xs);
  list-style: none;
}

.nav-links a {
  color: var(--text-secondary);
  padding: var(--space-sm) var(--space-md);
  border-radius: var(--radius-sm);
  font-size: 0.9rem;
  font-weight: 500;
  transition: all var(--transition-fast);
  position: relative;
}

.nav-links a:hover,
.nav-links a.active {
  color: var(--text-primary);
  background: var(--bg-glass);
}

.nav-links a.active::after {
  content: '';
  position: absolute;
  bottom: 2px;
  left: 50%;
  transform: translateX(-50%);
  width: 20px;
  height: 2px;
  background: var(--gold-400);
  border-radius: 2px;
}

/* Language Selector */
.lang-selector {
  display: flex;
  align-items: center;
  gap: 2px;
  background: var(--bg-glass);
  border: 1px solid var(--border-subtle);
  border-radius: var(--radius-sm);
  padding: 2px;
  margin-left: var(--space-md);
}

.lang-btn {
  padding: 6px 10px;
  border: none;
  background: transparent;
  color: var(--text-muted);
  font-family: var(--font-body);
  font-size: 0.8rem;
  font-weight: 600;
  cursor: pointer;
  border-radius: 4px;
  transition: all var(--transition-fast);
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

.lang-btn:hover {
  color: var(--text-secondary);
}

.lang-btn.active {
  background: var(--gold-500);
  color: var(--navy-900);
  box-shadow: var(--shadow-sm);
}

/* Mobile Menu Toggle */
.nav-toggle {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  cursor: pointer;
  padding: var(--space-sm);
  z-index: 1001;
}

.nav-toggle span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--text-primary);
  border-radius: 2px;
  transition: all var(--transition-base);
}

.nav-toggle.active span:nth-child(1) {
  transform: rotate(45deg) translate(5px, 5px);
}

.nav-toggle.active span:nth-child(2) {
  opacity: 0;
}

.nav-toggle.active span:nth-child(3) {
  transform: rotate(-45deg) translate(5px, -5px);
}

/* === CONTAINER === */
.container {
  width: 100%;
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 var(--space-xl);
  position: relative;
  z-index: 1;
}

.container-sm {
  max-width: 800px;
}

.container-xs {
  max-width: 600px;
}

/* === HERO SECTION === */
.hero {
  padding: calc(80px + var(--space-4xl)) 0 var(--space-4xl);
  text-align: center;
  position: relative;
  overflow: hidden;
}

.hero::before {
  content: '';
  position: absolute;
  top: -50%;
  left: 50%;
  transform: translateX(-50%);
  width: 800px;
  height: 800px;
  background: radial-gradient(circle, rgba(200, 165, 90, 0.06) 0%, transparent 70%);
  pointer-events: none;
}

.hero h1 {
  font-size: clamp(2.2rem, 5vw, 3.5rem);
  font-weight: 800;
  margin-bottom: var(--space-lg);
  letter-spacing: -0.03em;
  line-height: 1.1;
}

.hero h1 .highlight {
  background: linear-gradient(135deg, var(--gold-400), var(--gold-200));
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

.hero .subtitle {
  font-size: clamp(1rem, 2vw, 1.25rem);
  color: var(--text-secondary);
  max-width: 600px;
  margin: 0 auto var(--space-2xl);
  line-height: 1.6;
}

/* === BUTTONS === */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: var(--space-sm);
  padding: 14px 32px;
  border: none;
  border-radius: var(--radius-md);
  font-family: var(--font-body);
  font-size: 1rem;
  font-weight: 600;
  cursor: pointer;
  text-decoration: none;
  transition: all var(--transition-base);
  position: relative;
  overflow: hidden;
}

.btn-primary {
  background: linear-gradient(135deg, var(--gold-500), var(--gold-400));
  color: var(--navy-900);
  box-shadow: var(--shadow-gold), 0 0 0 0 var(--gold-glow);
}

.btn-primary:hover {
  transform: translateY(-2px);
  box-shadow: var(--shadow-gold), 0 0 30px var(--gold-glow);
  color: var(--navy-900);
}

.btn-primary:active {
  transform: translateY(0);
}

.btn-primary::after {
  content: '';
  position: absolute;
  top: 0;
  left: -100%;
  width: 100%;
  height: 100%;
  background: linear-gradient(90deg, transparent, rgba(255,255,255,0.2), transparent);
  transition: left 0.5s ease;
}

.btn-primary:hover::after {
  left: 100%;
}

.btn-secondary {
  background: var(--bg-glass);
  color: var(--text-primary);
  border: 1px solid var(--border-light);
  backdrop-filter: blur(10px);
}

.btn-secondary:hover {
  background: rgba(255, 255, 255, 0.1);
  border-color: var(--gold-500);
  color: var(--gold-400);
  transform: translateY(-2px);
}

.btn-lg {
  padding: 18px 42px;
  font-size: 1.1rem;
  border-radius: var(--radius-lg);
}

.btn-sm {
  padding: 10px 20px;
  font-size: 0.875rem;
}

.btn-block {
  width: 100%;
}

/* === CARDS === */
.card {
  background: var(--bg-card);
  border: 1px solid var(--border-subtle);
  border-radius: var(--radius-lg);
  padding: var(--space-2xl);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  transition: all var(--transition-base);
}

.card:hover {
  border-color: var(--border-gold);
  box-shadow: var(--shadow-glow);
  transform: translateY(-4px);
}

.card-icon {
  width: 56px;
  height: 56px;
  background: linear-gradient(135deg, var(--navy-600), var(--navy-500));
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.5rem;
  margin-bottom: var(--space-lg);
  border: 1px solid var(--border-light);
}

.card h3 {
  font-size: 1.25rem;
  margin-bottom: var(--space-sm);
}

.card p {
  color: var(--text-secondary);
  font-size: 0.95rem;
  line-height: 1.6;
}

/* === GRID === */
.grid {
  display: grid;
  gap: var(--space-xl);
}

.grid-2 { grid-template-columns: repeat(2, 1fr); }
.grid-3 { grid-template-columns: repeat(3, 1fr); }
.grid-4 { grid-template-columns: repeat(4, 1fr); }

/* === SECTIONS === */
.section {
  padding: var(--space-4xl) 0;
  position: relative;
}

.showcase-section {
  margin-bottom: var(--space-3xl);
}

.showcase-grid {
  display: grid;
  grid-template-columns: repeat(5, minmax(0, 1fr));
  gap: var(--space-lg);
}

.showcase-card {
  background: linear-gradient(135deg, rgba(15, 31, 58, 0.95), rgba(26, 45, 82, 0.9));
  border: 1px solid var(--border-light);
  border-radius: var(--radius-xl);
  padding: var(--space-lg);
  text-align: center;
  box-shadow: var(--shadow-md);
}

.showcase-card img {
  width: 100%;
  height: 160px;
  object-fit: cover;
  border-radius: var(--radius-lg);
  margin-bottom: var(--space-md);
  border: 1px solid rgba(255, 255, 255, 0.08);
}

.showcase-card span {
  display: inline-block;
  color: var(--text-primary);
  font-weight: 600;
  letter-spacing: 0.02em;
}

@media (max-width: 1024px) {
  .showcase-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 480px) {
  .showcase-grid {
    grid-template-columns: 1fr;
  }
}

.section-header {
  text-align: center;
  max-width: 700px;
  margin: 0 auto var(--space-3xl);
}

.section-header h2 {
  font-size: clamp(1.75rem, 3.5vw, 2.5rem);
  margin-bottom: var(--space-md);
  letter-spacing: -0.02em;
}

.section-header p {
  color: var(--text-secondary);
  font-size: 1.1rem;
}

.section-divider {
  width: 60px;
  height: 3px;
  background: linear-gradient(90deg, var(--gold-500), var(--gold-300));
  border-radius: 3px;
  margin: var(--space-md) auto;
}

/* === FORMS === */
.form-group {
  margin-bottom: var(--space-lg);
}

.form-group label {
  display: block;
  font-size: 0.9rem;
  font-weight: 500;
  color: var(--text-secondary);
  margin-bottom: var(--space-sm);
}

.form-control {
  width: 100%;
  padding: 14px 18px;
  background: var(--bg-input);
  border: 1px solid var(--border-light);
  border-radius: var(--radius-md);
  color: var(--text-primary);
  font-family: var(--font-body);
  font-size: 1rem;
  transition: all var(--transition-fast);
  outline: none;
}

.form-control:focus {
  border-color: var(--gold-500);
  box-shadow: 0 0 0 3px var(--gold-glow);
}

.form-control::placeholder {
  color: var(--text-muted);
}

select.form-control {
  appearance: none;
  -webkit-appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' fill='%236b7d96' viewBox='0 0 16 16'%3E%3Cpath d='M8 11L3 6h10l-5 5z'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 16px center;
  padding-right: 40px;
  cursor: pointer;
}

select.form-control option {
  background: var(--navy-800);
  color: var(--text-primary);
}

textarea.form-control {
  resize: vertical;
  min-height: 120px;
}

/* === STEPS === */
.steps {
  display: flex;
  gap: var(--space-xl);
  counter-reset: step;
}

.step {
  flex: 1;
  position: relative;
  counter-increment: step;
}

.step-number {
  width: 48px;
  height: 48px;
  background: linear-gradient(135deg, var(--gold-500), var(--gold-300));
  color: var(--navy-900);
  border-radius: var(--radius-full);
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-heading);
  font-weight: 800;
  font-size: 1.2rem;
  margin-bottom: var(--space-lg);
  box-shadow: var(--shadow-gold);
}

.step h3 {
  font-size: 1.15rem;
  margin-bottom: var(--space-sm);
}

.step p {
  color: var(--text-secondary);
  font-size: 0.95rem;
}

.step:not(:last-child)::after {
  content: '';
  position: absolute;
  top: 24px;
  left: calc(48px + var(--space-md));
  right: calc(-1 * var(--space-md));
  height: 2px;
  background: linear-gradient(90deg, var(--gold-500), transparent);
  opacity: 0.3;
}

/* === FAQ ACCORDION === */
.faq-item {
  background: var(--bg-card);
  border: 1px solid var(--border-subtle);
  border-radius: var(--radius-md);
  margin-bottom: var(--space-md);
  overflow: hidden;
  transition: all var(--transition-base);
}

.faq-item:hover {
  border-color: var(--border-gold);
}

.faq-item.active {
  border-color: var(--gold-500);
  box-shadow: var(--shadow-gold);
}

.faq-question {
  padding: var(--space-lg) var(--space-xl);
  display: flex;
  justify-content: space-between;
  align-items: center;
  cursor: pointer;
  font-weight: 600;
  font-size: 1rem;
  color: var(--text-primary);
  background: none;
  border: none;
  width: 100%;
  text-align: left;
  font-family: var(--font-body);
  transition: color var(--transition-fast);
}

.faq-question:hover {
  color: var(--gold-400);
}

.faq-question .faq-icon {
  width: 28px;
  height: 28px;
  background: var(--bg-glass);
  border-radius: var(--radius-full);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.2rem;
  color: var(--gold-400);
  transition: transform var(--transition-base);
  flex-shrink: 0;
  margin-left: var(--space-md);
}

.faq-item.active .faq-icon {
  transform: rotate(45deg);
}

.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height var(--transition-slow), padding var(--transition-slow);
}

.faq-answer-inner {
  padding: 0 var(--space-xl) var(--space-lg);
  color: var(--text-secondary);
  line-height: 1.7;
  font-size: 0.95rem;
}

.faq-answer-inner ul,
.faq-answer-inner ol {
  padding-left: var(--space-lg);
  margin-top: var(--space-sm);
}

.faq-answer-inner li {
  margin-bottom: var(--space-xs);
}

/* === CTA Section === */
.cta-section {
  background: linear-gradient(135deg, var(--navy-700), var(--navy-600));
  border: 1px solid var(--border-gold);
  border-radius: var(--radius-xl);
  padding: var(--space-3xl) var(--space-2xl);
  text-align: center;
  position: relative;
  overflow: hidden;
}

.cta-section::before {
  content: '';
  position: absolute;
  top: -50%;
  right: -30%;
  width: 400px;
  height: 400px;
  background: radial-gradient(circle, var(--gold-glow) 0%, transparent 70%);
  pointer-events: none;
}

.cta-section h2 {
  font-size: clamp(1.5rem, 3vw, 2rem);
  margin-bottom: var(--space-md);
}

.cta-section p {
  color: var(--text-secondary);
  margin-bottom: var(--space-xl);
  font-size: 1.05rem;
}

/* === PAGE HEADER === */
.page-header {
  padding: calc(80px + var(--space-3xl)) 0 var(--space-2xl);
  text-align: center;
  position: relative;
}

.page-header h1 {
  font-size: clamp(2rem, 4vw, 3rem);
  margin-bottom: var(--space-md);
  letter-spacing: -0.02em;
}

.page-header .subtitle {
  color: var(--text-secondary);
  font-size: 1.1rem;
  max-width: 600px;
  margin: 0 auto;
}

/* === CONTACT INFO === */
.contact-card {
  background: var(--bg-card);
  border: 1px solid var(--border-subtle);
  border-radius: var(--radius-lg);
  padding: var(--space-xl);
  display: flex;
  align-items: flex-start;
  gap: var(--space-lg);
  transition: all var(--transition-base);
}

.contact-card:hover {
  border-color: var(--border-gold);
  box-shadow: var(--shadow-glow);
}

.contact-card-icon {
  width: 48px;
  height: 48px;
  background: linear-gradient(135deg, var(--navy-600), var(--navy-500));
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.3rem;
  flex-shrink: 0;
  border: 1px solid var(--border-light);
}

.contact-card h3 {
  font-size: 1rem;
  margin-bottom: 4px;
  color: var(--text-primary);
}

.contact-card p {
  color: var(--text-secondary);
  font-size: 0.9rem;
}

/* === LEGAL PAGES === */
.legal-content {
  max-width: 800px;
  margin: 0 auto;
}

.legal-content h2 {
  font-size: 1.4rem;
  margin-top: var(--space-2xl);
  margin-bottom: var(--space-md);
  color: var(--gold-400);
  padding-bottom: var(--space-sm);
  border-bottom: 1px solid var(--border-subtle);
}

.legal-content p {
  color: var(--text-secondary);
  margin-bottom: var(--space-md);
  line-height: 1.8;
}

.legal-content ul,
.legal-content ol {
  color: var(--text-secondary);
  padding-left: var(--space-xl);
  margin-bottom: var(--space-md);
}

.legal-content li {
  margin-bottom: var(--space-sm);
  line-height: 1.7;
}

/* === HELP SECTIONS === */
.help-section {
  background: var(--bg-card);
  border: 1px solid var(--border-subtle);
  border-radius: var(--radius-lg);
  padding: var(--space-2xl);
  margin-bottom: var(--space-xl);
  transition: all var(--transition-base);
}

.help-section:hover {
  border-color: var(--border-gold);
}

.help-section h3 {
  font-size: 1.2rem;
  margin-bottom: var(--space-md);
  display: flex;
  align-items: center;
  gap: var(--space-sm);
}

.help-section h3 .icon {
  font-size: 1.4rem;
}

.help-section p,
.help-section li {
  color: var(--text-secondary);
  line-height: 1.7;
}

.help-section ol,
.help-section ul {
  padding-left: var(--space-xl);
  margin-top: var(--space-sm);
}

.help-section li {
  margin-bottom: var(--space-xs);
}

/* === LOADING OVERLAY === */
.loading-overlay {
  display: none;
  position: fixed;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background: rgba(5, 13, 26, 0.9);
  backdrop-filter: blur(10px);
  z-index: 10000;
  align-items: center;
  justify-content: center;
  flex-direction: column;
  gap: var(--space-xl);
}

.loading-overlay.active {
  display: flex;
}

.spinner {
  width: 56px;
  height: 56px;
  border: 3px solid var(--border-light);
  border-top-color: var(--gold-400);
  border-radius: var(--radius-full);
  animation: spin 0.8s linear infinite;
}

@keyframes spin {
  to { transform: rotate(360deg); }
}

.loading-text {
  color: var(--text-secondary);
  font-size: 1.1rem;
}

/* === SUCCESS MESSAGE === */
.success-message {
  display: none;
  text-align: center;
  padding: var(--space-3xl);
}

.success-message.active {
  display: block;
  animation: fadeInUp 0.5s ease;
}

.success-icon {
  width: 80px;
  height: 80px;
  background: linear-gradient(135deg, var(--success), #16a34a);
  border-radius: var(--radius-full);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 2.5rem;
  margin: 0 auto var(--space-xl);
  box-shadow: 0 0 30px rgba(34, 197, 94, 0.3);
}

.success-message h2 {
  font-size: 1.75rem;
  margin-bottom: var(--space-sm);
}

.success-message p {
  color: var(--text-secondary);
  font-size: 1.05rem;
}

/* === FOOTER === */
.footer {
  background: var(--navy-800);
  border-top: 1px solid var(--border-subtle);
  padding: var(--space-3xl) 0 var(--space-xl);
  position: relative;
  z-index: 1;
}

.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: var(--space-2xl);
  margin-bottom: var(--space-2xl);
}

.footer-brand {
  display: flex;
  align-items: center;
  gap: var(--space-sm);
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: 1.2rem;
  color: var(--text-primary);
  margin-bottom: var(--space-md);
}

.footer-brand .brand-icon {
  width: 32px;
  height: 32px;
  background: linear-gradient(135deg, var(--gold-500), var(--gold-300));
  border-radius: var(--radius-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.95rem;
  color: var(--navy-900);
}

.footer-col h4 {
  font-size: 0.85rem;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--text-muted);
  margin-bottom: var(--space-lg);
  font-weight: 600;
}

.footer-col p {
  color: var(--text-secondary);
  font-size: 0.9rem;
  line-height: 1.6;
}

.footer-links {
  list-style: none;
}

.footer-links li {
  margin-bottom: var(--space-sm);
}

.footer-links a {
  color: var(--text-secondary);
  font-size: 0.9rem;
  transition: all var(--transition-fast);
  display: inline-flex;
  align-items: center;
  gap: var(--space-xs);
}

.footer-links a:hover {
  color: var(--gold-400);
  transform: translateX(4px);
}

.footer-social {
  display: flex;
  gap: var(--space-sm);
  margin-top: var(--space-md);
}

.footer-social a {
  width: 38px;
  height: 38px;
  background: var(--bg-glass);
  border: 1px solid var(--border-subtle);
  border-radius: var(--radius-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--text-secondary);
  font-size: 1.1rem;
  transition: all var(--transition-base);
}

.footer-social a:hover {
  background: var(--gold-500);
  color: var(--navy-900);
  border-color: var(--gold-500);
  transform: translateY(-2px);
}

.footer-bottom {
  border-top: 1px solid var(--border-subtle);
  padding-top: var(--space-xl);
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.footer-bottom p {
  color: var(--text-muted);
  font-size: 0.85rem;
}

/* === BADGES === */
.badge {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 6px 14px;
  border-radius: var(--radius-sm);
  font-size: 0.8rem;
  font-weight: 600;
}

.badge-gold {
  background: rgba(200, 165, 90, 0.15);
  color: var(--gold-400);
  border: 1px solid var(--border-gold);
}

/* === TRUST BADGES === */
.trust-badges {
  display: flex;
  justify-content: center;
  gap: var(--space-2xl);
  padding: var(--space-2xl) 0;
  flex-wrap: wrap;
}

.trust-badge {
  display: flex;
  align-items: center;
  gap: var(--space-sm);
  color: var(--text-muted);
  font-size: 0.9rem;
}

.trust-badge .icon {
  font-size: 1.3rem;
  color: var(--gold-400);
}

/* === ANIMATIONS === */
@keyframes fadeInUp {
  from {
    opacity: 0;
    transform: translateY(20px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

@keyframes fadeIn {
  from { opacity: 0; }
  to { opacity: 1; }
}

@keyframes slideInLeft {
  from {
    opacity: 0;
    transform: translateX(-20px);
  }
  to {
    opacity: 1;
    transform: translateX(0);
  }
}

@keyframes pulse {
  0%, 100% { opacity: 1; }
  50% { opacity: 0.6; }
}

.animate-on-scroll {
  opacity: 0;
  transform: translateY(30px);
  transition: all 0.6s ease;
}

.animate-on-scroll.visible {
  opacity: 1;
  transform: translateY(0);
}

/* Staggered animation delays */
.animate-delay-1 { transition-delay: 0.1s; }
.animate-delay-2 { transition-delay: 0.2s; }
.animate-delay-3 { transition-delay: 0.3s; }
.animate-delay-4 { transition-delay: 0.4s; }

/* === RESPONSIVE === */
@media (max-width: 1024px) {
  .grid-4 { grid-template-columns: repeat(2, 1fr); }
  .footer-grid { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 768px) {
  .nav-toggle { display: flex; }

  .nav-menu {
    position: fixed;
    top: 0;
    right: -100%;
    width: 280px;
    height: 100vh;
    background: var(--navy-800);
    border-left: 1px solid var(--border-subtle);
    padding: calc(80px + var(--space-xl)) var(--space-xl) var(--space-xl);
    transition: right var(--transition-base);
    z-index: 999;
    display: flex;
    flex-direction: column;
    gap: var(--space-lg);
  }

  .nav-menu.active {
    right: 0;
  }

  .nav-links {
    flex-direction: column;
    gap: var(--space-xs);
  }

  .nav-links a {
    padding: var(--space-md);
    font-size: 1rem;
    width: 100%;
  }

  .lang-selector {
    margin-left: 0;
    align-self: flex-start;
  }

  .grid-2,
  .grid-3 {
    grid-template-columns: 1fr;
  }

  .steps {
    flex-direction: column;
  }

  .step:not(:last-child)::after {
    display: none;
  }

  .hero {
    padding: calc(80px + var(--space-2xl)) 0 var(--space-2xl);
  }

  .section {
    padding: var(--space-2xl) 0;
  }

  .footer-grid {
    grid-template-columns: 1fr;
    gap: var(--space-xl);
  }

  .footer-bottom {
    flex-direction: column;
    gap: var(--space-md);
    text-align: center;
  }

  .contact-grid {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 480px) {
  .container {
    padding: 0 var(--space-md);
  }

  .card {
    padding: var(--space-xl);
  }

  .btn-lg {
    padding: 14px 28px;
    font-size: 1rem;
  }

  .trust-badges {
    flex-direction: column;
    align-items: center;
  }
}

/* === MOBILE OVERLAY === */
.nav-overlay {
  display: none;
  position: fixed;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background: rgba(0, 0, 0, 0.5);
  z-index: 998;
}

.nav-overlay.active {
  display: block;
}

/* === FORM CARD === */
.form-card {
  background: var(--bg-card);
  border: 1px solid var(--border-subtle);
  border-radius: var(--radius-xl);
  padding: var(--space-2xl) var(--space-2xl);
  backdrop-filter: blur(20px);
  box-shadow: var(--shadow-lg);
  max-width: 560px;
  margin: 0 auto;
}

.form-card h2 {
  font-size: 1.5rem;
  margin-bottom: var(--space-xs);
}

.form-card .form-subtitle {
  color: var(--text-secondary);
  margin-bottom: var(--space-xl);
  font-size: 0.95rem;
}

/* === CONTACT GRID === */
.contact-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: var(--space-lg);
}

/* Utility classes */
.text-center { text-align: center; }
.text-gold { color: var(--gold-400); }
.text-muted { color: var(--text-muted); }
.mt-1 { margin-top: var(--space-md); }
.mt-2 { margin-top: var(--space-xl); }
.mt-3 { margin-top: var(--space-2xl); }
.mb-1 { margin-bottom: var(--space-md); }
.mb-2 { margin-bottom: var(--space-xl); }
.mb-3 { margin-bottom: var(--space-2xl); }